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Furthermore, customers for this sort of strategy could have serious legal or criminal backgrounds. It is very important to keep in mind that different providers use a series of problem ages on their assured issue policies as reduced as age 40 or as high as age 80 - how to sell final expense insurance. Some will also provide greater stated value, approximately $40,000, and others will enable better death advantage problems by enhancing the rate of interest with the return of costs or lessening the number of years up until a full death benefit is readily available